Bandhan Bank Shares Surge Over 11% Amid Strong Q4 Results, Brokerages Raise Target Prices Bandhan Bank’s shares surged over 11% on Wednesday, April 29, 2026, reaching above 200 rupees after the private bank reported robust financial results for the fourth quarter of the fiscal year 2026. The sharp rise followed a decline in the previous trading session, where the stock had closed at 178 rupees. The rally was driven by improved asset quality, lower credit costs, and a recovery in profitability, prompting global brokerages to express bullish sentiment. The bank’s Q4 results revealed a 68% increase in net profit compared to the same period last year, reaching 534 crore rupees. This growth was attributed to reduced loan costs and higher fee income, although net interest income (NII) rose only marginally by 1.4% to 2,795.4 crore rupees. The bank also reported improved asset quality, with gross non-performing assets (NPAs) declining from 3.33% to 3.27% and net NPAs falling to 0.97% from 0.99%. Brokerages have raised their target prices for Bandhan Bank’s shares, reflecting confidence in its financial performance. CLSA maintained an “Outperform” rating and increased its target price to 220 rupees per share, citing the bank’s consistent strong performance in the second quarter. J.P. Morgan retained a “Buy” rating and set a target of 215 rupees, highlighting the bank’s improved credit cost management and stable microfinance segment. UBS, however, kept a neutral stance but raised its target to 200 rupees. Analysts also provided insights into potential price movements. Anand Rathie of Anand Rathie Investment Services noted that the stock’s key support level is at 190 rupees, with resistance at 201 rupees. If the shares cross 201 rupees, they could target 205 rupees.#ubs #clsa #jpmorgan #bandhan_bank #anand_rathie_investment_services
Bandhan Bank Shares Surge to 52-Week High on Strong Q4 Results; Analysts Highlight Key Performance Metrics Shares of Bandhan Bank surged to a 52-week high of ₹200.89 on the National Stock Exchange (NSE) on April 29, 2026, following the release of its fourth-quarter results for the 2025-26 financial year. The stock climbed as much as 12.44% during the session, with the price trading at ₹200.49 at 11:26 AM. This marked a significant rebound from its year’s low of ₹134.25, set on December 9, 2025. Over the past week, the stock gained 13%, while its monthly performance saw a 34% increase, and it rose 39% year-to-date. The strong performance was driven by Bandhan Bank’s robust quarterly results, which highlighted improved financial metrics and operational efficiency. The bank reported a 68.02% year-on-year (YoY) surge in net profit to ₹534.14 crore for Q4 FY26, compared to ₹317.90 crore in the same period of the previous fiscal year. Net interest income (NII) rose 1.4% YoY to ₹2,796 crore, reflecting stable revenue generation despite macroeconomic challenges. The bank’s net interest margin (NIM) stood at 6.2%, a decline of 46 basis points (bps) YoY but an increase of 30 bps quarter-on-quarter (QoQ). Asset quality improved significantly, with gross non-performing assets (GNPAs) falling 140 bps YoY to 3.27% in Q4 FY26, down from 4.71% in Q4 FY25. Net non-performing assets (NNPA) also improved to 0.97%, a 32 bps YoY decline from 1.28% in the prior year. The bank’s return on assets (RoA) was 0.6% and return on equity (RoE) at 4.8% on an annualized basis for FY26. Its capital adequacy ratio, including profits, reached 18.0% as of March 31, 2026, surpassing the regulatory requirement of 11.5%. Deposits grew 10% YoY to ₹1.#national_stock_exchange #bandhan_bank #jp_morgan #partha_pratim_sengupta #macquire
ATM Charges: ATM Users Face New Fees Starting April 1, 2026 Starting April 1, 2026, significant changes in banking services across India have taken effect, impacting ATM users. The most notable adjustments involve withdrawal charges and transaction limits, which have raised concerns about their effect on everyday consumers. These changes, particularly in ATM-related policies, have created a new environment where users must be more cautious with their transactions to avoid additional fees. The updated regulations, effective from April 1, 2026, focus on modifying the terms for ATM withdrawals. A key change involves the inclusion of UPI-based withdrawals in the free transaction limits. Previously, UPI transactions were treated separately, but now they are counted alongside standard ATM transactions. This adjustment means users must be mindful of their free transaction limits, as exceeding them could result in charges of up to ₹23 per transaction, along with applicable taxes. Under the new rules, most banks allow five free ATM withdrawals per month. However, this limit now includes UPI-based transactions. For example, Punjab National Bank has reduced its daily cash withdrawal limit from ₹1 lakh to ₹50,000 for standard debit cards, and from ₹1.5 lakh to ₹75,000 for premium cards. HDFC Bank has also updated its policies to treat UPI withdrawals as standard transactions, with charges applying once the free limit is exceeded. Bandhan Bank maintains a monthly limit of five free transactions, but these now cover both financial and non-financial transactions, potentially exhausting the limit more quickly. The changes have prompted users to plan their transactions more carefully.#hdfc_bank #bandhan_bank #atm_charges #punejab_national_bank #upi_transactions
Bandhan Bank Head of Emerging Entrepreneurs Business Resigns Mr. Vishal Wadhwa, the Head of the Emerging Entrepreneurs Business (EEB) division at Bandhan Bank, has formally resigned from his position. His departure was announced on April 1, 2026, with the bank confirming that he will continue his duties for a 90-day notice period. His final working day is scheduled for June 29, 2026. In his resignation letter, Wadhwa cited the pursuit of better career opportunities as the primary reason for his decision. He expressed gratitude for the support he received from the bank’s management and colleagues during his tenure, emphasizing that his time at Bandhan Bank provided him with valuable experience and insights. The bank’s leadership acknowledged the resignation and stated that they are proceeding with the standard transition process to ensure a seamless handover of responsibilities. Wadhwa’s role as Head of the EEB division involved overseeing initiatives aimed at supporting startups and small businesses through financial services and mentorship programs. His departure marks a significant leadership change within the bank’s senior management team, which has been actively involved in expanding its focus on fostering entrepreneurship and innovation. Bandhan Bank, known for its emphasis on inclusive growth and financial inclusion, has positioned the EEB division as a key pillar of its strategy to empower emerging entrepreneurs. The division has been instrumental in providing tailored financial products, credit facilities, and advisory services to startups and small enterprises. Wadhwa’s tenure saw the expansion of these initiatives, with the bank reporting increased engagement with entrepreneurs and a growing portfolio of supported ventures.#bandhan_bank #vishal_wadhwa #emerging_entrepreneurs_business #eeb_division #financial_inclusion
Bandhan Bank Announces Resignation of Head – Emerging Entrepreneurs Business Bandhan Bank Limited has disclosed the resignation of Mr. Vishal Wadhwa, who served as Head of the Emerging Entrepreneurs Business, effective June 29, 2026. The resignation was submitted on April 1, 2026, with a 90-day notice period, as Mr. Wadhwa cited better career prospects as the primary reason for his departure. The bank’s announcement adheres to SEBI regulations, ensuring transparency with stakeholders and maintaining compliance during the transition of senior management. The resignation follows established procedures for senior management changes, with Mr. Wadhwa’s responsibilities continuing during the notice period to ensure operational continuity. The bank emphasized that the 90-day transition allows time for identifying a suitable successor and managing the shift within the department. The disclosure was made in compliance with Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, and simultaneously shared with the bank’s listed stock exchanges: BSE Limited (Scrip Code: 541153) and National Stock Exchange of India Limited (Symbol: BANDHANBNK). The information was also published on the bank’s official website at www.bandhan.bank.in to ensure comprehensive stakeholder communication. In his resignation letter, Mr. Wadhwa expressed gratitude to Bandhan Bank’s management, including the Managing Director, Executive Directors, colleagues, and team members, for their support during his tenure. He acknowledged the enriched experience and professional growth he gained while working with the organization, while also wishing continued success to the bank and its culture of collaboration.#bandhan_bank #sebi #vishal_wadhwa #debashish_mukherjee #bandhan_bank_website
Bandhan Bank Share Price Plummets 10% Amid Market Volatility The stock of Bandhan Bank experienced a significant decline, dropping by 10% as of 1.50 pm on the National Stock Exchange (BSE). The shares were trading at approximately Rs 159.50, reflecting a sharp 9.19% decrease from previous levels. Investors and market analysts are now closely examining the factors contributing to this sudden downturn. A key development in the market was the decision by brokerage firm JM Financial to upgrade Bandhan Bank’s stock rating from "Reduce" to "Add." Alongside this change, the firm adjusted its target price for the stock to Rs 160. This move suggests that JM Financial has revised its outlook on the bank’s performance and potential for future growth. However, the immediate drop in share price indicates that market sentiment remains cautious despite the positive rating change. The decline in Bandhan Bank’s stock price could be attributed to a combination of factors, including broader market trends, regulatory developments, or shifts in investor confidence. While the brokerage’s upgrade may signal optimism about the bank’s prospects, the market’s reaction highlights the sensitivity of investor sentiment to external pressures. Analysts are now likely to scrutinize recent financial reports, strategic initiatives, and macroeconomic indicators to determine whether the downturn is a temporary fluctuation or a sign of deeper concerns. The timing of the price drop also raises questions about its connection to other market events or sector-specific challenges. Bandhan Bank, a prominent player in the Indian financial sector, has faced scrutiny in recent months over issues such as liquidity concerns, competition, and evolving regulatory requirements.#bse #national_stock_exchange #jm_financial #bandhan_bank #indian_financial_sector
Bandhan Bank, IDBI Bank, Fino Payments Bank shares drop amid stake sale and probe speculation Shares of Bandhan Bank, IDBI Bank, and Fino Payments Bank fell sharply on Monday following reports about potential promoter stake sales, strategic divestment plans, and allegations of regulatory probes. The declines came as investors reacted to uncertainty surrounding the banks’ future and ongoing investigations into certain transactions. Bandhan Bank’s shares dropped 7.46% to close at ₹162.50 on the Bombay Stock Exchange, down from ₹175.60 the previous day. The fall followed reports that its promoter, Bandhan Financial Holdings, is considering options such as a stake sale or an initial public offering (IPO) to exit long-term investors like the Government of India’s investment arm, GIC. Bandhan Financial Holdings held a 39.07% stake in Bandhan Bank as of December 2025. The bank clarified in a stock exchange filing that it had not received any official communication about the stake sale plans. IDBI Bank’s shares plummeted 16.49% to ₹77, down from ₹92.20. The decline was linked to reports that the government’s planned strategic sale of the lender may have been scrapped due to financial bids falling below the reserve price. The Indian government and Life Insurance Corporation of India collectively own 94.71% of IDBI Bank, with 60.72% proposed for divestment. The bank stated it had not received any official notice about the cancellation of the divestment process. Fino Payments Bank’s shares fell 17.15% to ₹140.05, down from ₹169.05. The drop followed reports that the Enforcement Directorate (ED) may investigate online gaming-related transactions involving the bank. The bank recently disclosed that its managing director and CEO, Rishi Gupta, was arrested on February 27 under GST-related provisions.#idbi_bank #enforcement_directorate #bandhan_bank #fino_payments_bank #rishi_gupta
Bandhan Bank Promoter Plans Stake Sale Amid RBI Rule, Investor Exit Needs Bandhan Bank's promoter, Bandhan Financial Services, is reportedly hiring Jefferies to explore a stake sale or initial public offering (IPO), aiming to provide exits for long-term investors like the International Finance Corporation (IFC) and GIC Ventures. This move is also intended to comply with a regulatory requirement mandating a reduction of promoter stake to 26% by 2030. The announcement triggered a sharp decline in the bank's stock price, despite recent gains. Concerns over its high valuation, declining current account savings (CASA) ratio, and challenges in management succession have complicated its path forward. The stock price plummeted to its lower circuit limit on Monday following reports that Bandhan Financial Services, which currently holds about 39.74% of Bandhan Bank, is considering significant stake sales or an IPO. These actions are driven by two primary goals: facilitating exits for long-term investors and adhering to the Reserve Bank of India's (RBI) directive to reduce promoter ownership. Global investment bank Jefferies has been engaged to assess investor interest, signaling a serious intent to pursue these options. Any large-scale stake sale or IPO could significantly alter the bank's ownership structure and valuation. Despite a roughly 30% rise in the bank's stock price over the past year, investor concerns about potential dilution and the immediate impact of restructuring have led to the steep decline. Bandhan Bank's net profit for the third quarter of fiscal year 2026 fell 51.79% year-on-year to ₹205.59 crore, though it showed an 83.78% sequential recovery. This mixed financial performance, combined with a declining CASA ratio of 27.#reserve_bank_of_india #jefferies #international_finance_corporation #bandhan_bank #bandhan_financial_services
Bandhan Bank shares plunge over 12% amid promoter exit speculation Shares of Bandhan Bank Ltd fell sharply by 12.22% on Monday, reaching a low of Rs 154.15 in trading. The decline was marked by unusually high trading volumes, with approximately 9.43 lakh shares changing hands on the BSE—more than double the two-week average of 4.21 lakh shares. The stock’s turnover amounted to Rs 15.45 crore, reducing the lender’s market capitalisation to Rs 25,791.65 crore. The steep drop followed reports suggesting Bandhan Financial Services, the bank’s promoter, is considering exit strategies for certain long-term investors. In response, both the BSE and NSE requested clarification from Bandhan Bank. As of the latest update, the bank had not yet provided a formal response. The exchange filing noted that on March 16, 2026, the stock was cited in news reports linking the price decline to "promoter exploring stake sale, IPO to facilitate investor exits." The exchange’s query for clarification remains pending. From a technical perspective, the stock was trading below all key simple moving averages, including the 5-day, 10-day, 20-day, 30-day, 50-day, 100-day, 150-day, and 200-day levels. The 14-day Relative Strength Index (RSI) stood at 38.91, indicating a weak but not extreme oversold condition. A level below 30 typically signals oversold conditions, while values above 70 suggest overbought status. According to BSE data, Bandhan Bank’s standalone price-to-earnings (P/E) ratio was 25.44, and its price-to-book (P/B) ratio was 1.19. The company reported standalone earnings per share (EPS) of Rs 6.25, with a return on equity (RoE) of 4.25%. Trendlyne data revealed the stock’s one-year beta of 1.3, reflecting relatively high volatility compared to the market. Meanwhile, promoter holdings in the bank decreased slightly to 39.#bse #nse #bandhan_bank #bandhan_financial_services #bandhan_bank_shares
Bandhan Bank stock falls 10% to hit lower circuit, as promoter explores stake sale, IPO to facilitate investor exits Bandhan Bank’s shares experienced a sharp decline, dropping 10% to reach the lower circuit on March 16, 2026. The stock’s fall was attributed to the promoter’s exploration of options to sell a stake in the company or launch an initial public offering (IPO), which aims to provide an exit route for long-term institutional investors such as the International Finance Corporation (IFC) and the Government of India’s General Insurance Corporation (GIC). The move is also intended to address regulatory requirements related to promoter shareholding in the bank. The promoter’s potential stake sale or IPO plan has raised concerns among investors, leading to the stock’s significant drop. Earlier in the day, Bandhan Bank shares had already fallen 7% following news of the promoter’s consideration of a stake sale. Analysts noted that the decision to explore these options reflects the promoter’s strategy to align with regulatory norms while offering liquidity to long-term investors. Jefferies, a financial services firm, was reportedly hired to evaluate the options for the promoter, including the possibility of an IPO. The bank’s board has also discussed restructuring measures as part of the broader plan to navigate regulatory challenges and enhance shareholder value. The promoter’s actions are seen as a response to evolving regulatory frameworks, which require banks to reduce promoter ownership to a certain threshold. The stock’s sharp decline highlights the market’s sensitivity to changes in corporate strategy and regulatory compliance.#jefferies #bandhan_bank #promoter #international_finance_corporation #government_of_india
