OpenAI Launches ChatGPT for Personal Finance, Enables Bank Account Connections OpenAI has introduced a new financial tool for ChatGPT, allowing users to connect their bank accounts through a partnership with Plaid. The feature enables access to over 12,000 financial institutions, including Schwab, Fidelity, Chase, Robinhood, American Express, and Capital One. Once linked, users will see a dashboard displaying their portfolio performance, spending patterns, subscriptions, and upcoming payments. This integration marks a significant expansion of ChatGPT’s capabilities into personal finance management. The development follows OpenAI’s acquisition of the Hiro team in April, a personal finance startup backed by investors such as Ribbit, General Catalyst, and Restive. While OpenAI acknowledged the Hiro team’s expertise in finance as valuable to the project, it did not clarify whether the entire feature was developed by them. The new tool is designed to address common financial queries, such as analyzing spending trends or creating a plan for purchasing a home. Users can access the financial tool by navigating to the “Finances” option in the sidebar or by typing “@Finances, connect my accounts” in a ChatGPT conversation. The chatbot will then guide users through the process of linking their accounts via Plaid. OpenAI also mentioned plans to integrate with Intuit in the future, which would allow users to analyze the tax implications of stock sales or assess the likelihood of credit card approvals. The company highlighted that more than 200 million ChatGPT users already ask financial questions monthly, emphasizing the demand for such tools. OpenAI noted that the latest GPT-5.5 model is better at reasoning with context, a critical skill for answering complex financial queries.#openai #plaid #schwab #fidelity #chase
